Company Profile

PNB HOUSING FINANCE LTD.

NSE : PNBHOUSINGBSE : 540173ISIN CODE : INE572E01012Industry : Finance - HousingHouse : PSU
BSE361.65-6.45 (-1.75 % )
PREV CLOSE (Rs.) 368.10
OPEN PRICE (Rs.) 371.50
BID PRICE (QTY) 0.00 (0 )
OFFER PRICE (QTY) 0.00 (0 )
VOLUME 7056
TODAY'S LOW / HIGH (Rs.)358.00 372.70
52 WK LOW / HIGH (Rs.)146 488.75
NSE361.40 -6.8 (-1.85 % )
PREV CLOSE(Rs.) 368.20
OPEN PRICE (Rs.) 374.00
BID PRICE (QTY) 361.40 (118 )
OFFER PRICE (QTY) 0.00 (0 )
VOLUME 139358
TODAY'S LOW / HIGH(Rs.) 356.85 374.00
52 WK LOW / HIGH (Rs.)145.65 488.8

Financial ratio

Particulars Mar  2020 Mar  2019 Mar  2018
Operational & Financial Ratios      
   Earnings Per Share (Rs) 38.42 71.15 50.49
   CEPS(Rs) 42.34 73.02 51.94
   DPS(Rs) 0.00 9.00 9.00
   Book NAV/Share(Rs) 471.52 447.11 392.58
   Tax Rate(%) 20.32 31.30 31.87
Margin Ratios      
   Core EBITDA Margin(%) 79.52 90.23 87.36
   EBIT Margin(%) 78.83 89.87 86.93
   Pre Tax Margin(%) 9.56 22.59 22.49
   PAT Margin (%) 7.62 15.52 15.33
   Cash Profit Margin (%) 8.40 15.92 15.76
Performance Ratios      
   ROA(%) 0.80 1.62 1.33
   ROE(%) 8.38 16.99 12.86
   ROCE(%) 8.62 9.88 7.91
   Asset Turnover(x) 0.10 0.10 0.09
   Sales/Fixed Asset(x) 19.75 39.79 19.76
   Working Capital/Sales(x) -62.99 -0.52 -0.42
Efficiency Ratios      
   Fixed Capital/Sales(x) 0.05 0.03 0.05
   Receivable days 1.80 0.93 0.02
   Inventory Days 0.00 0.00 0.00
   Payable days 115.42 99.28 145.39
Valuation Parameters      
   PER(x) 4.25 12.17 25.64
   PCE(x) 3.85 11.86 24.93
   Price/Book(x) 0.35 1.94 3.30
   Yield(%) 0.00 1.04 0.70
   EV/Net Sales(x) 7.31 10.72 13.21
   EV/Core EBITDA(x) 9.18 11.87 15.12
   EV/EBIT(x) 9.27 11.93 15.20
   EV/CE(x) 0.79 0.98 1.14
   M Cap / Sales 0.32 1.89 3.93
Growth Ratio      
   Net Sales Growth(%) 10.45 39.91 0.00
   Core EBITDA Growth(%) -2.61 44.56 0.00
   EBIT Growth(%) -3.12 44.64 0.00
   PAT Growth(%) -45.76 41.65 0.00
   EPS Growth(%) -46.00 40.91 0.00
Financial Stability Ratios      
   Total Debt/Equity(x) 8.54 9.60 8.22
   Current Ratio(x) 0.99 0.25 0.27
   Quick Ratio(x) 1.08 0.28 0.29
   Interest Cover(x) 1.14 1.34 1.35
   Total Debt/Mcap(x) 24.68 4.96 2.49