PNB HOUSING FINANCE LTD.
NSE : PNBHOUSINGBSE : 540173ISIN
CODE : INE572E01012Industry : Finance - HousingHouse
: PSU
BSE361.65-6.45 (-1.75 % )
PREV CLOSE (Rs.) 368.10
OPEN PRICE (Rs.) 371.50
BID PRICE (QTY) 0.00 (0 )
OFFER PRICE (QTY) 0.00 (0 )
VOLUME 7056
TODAY'S LOW / HIGH (Rs.)
52 WK LOW / HIGH (Rs.)
NSE361.40 -6.8 (-1.85 % )
PREV CLOSE(Rs.) 368.20
OPEN PRICE (Rs.) 374.00
BID PRICE (QTY) 361.40 (118 )
OFFER PRICE (QTY) 0.00 (0 )
VOLUME 139358
TODAY'S LOW / HIGH(Rs.)
52 WK LOW / HIGH (Rs.)
Financial ratio
| Particulars | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|
| Operational & Financial Ratios | |||
| Earnings Per Share (Rs) | 38.42 | 71.15 | 50.49 |
| CEPS(Rs) | 42.34 | 73.02 | 51.94 |
| DPS(Rs) | 0.00 | 9.00 | 9.00 |
| Book NAV/Share(Rs) | 471.52 | 447.11 | 392.58 |
| Tax Rate(%) | 20.32 | 31.30 | 31.87 |
| Margin Ratios | |||
| Core EBITDA Margin(%) | 79.52 | 90.23 | 87.36 |
| EBIT Margin(%) | 78.83 | 89.87 | 86.93 |
| Pre Tax Margin(%) | 9.56 | 22.59 | 22.49 |
| PAT Margin (%) | 7.62 | 15.52 | 15.33 |
| Cash Profit Margin (%) | 8.40 | 15.92 | 15.76 |
| Performance Ratios | |||
| ROA(%) | 0.80 | 1.62 | 1.33 |
| ROE(%) | 8.38 | 16.99 | 12.86 |
| ROCE(%) | 8.62 | 9.88 | 7.91 |
| Asset Turnover(x) | 0.10 | 0.10 | 0.09 |
| Sales/Fixed Asset(x) | 19.75 | 39.79 | 19.76 |
| Working Capital/Sales(x) | -62.99 | -0.52 | -0.42 |
| Efficiency Ratios | |||
| Fixed Capital/Sales(x) | 0.05 | 0.03 | 0.05 |
| Receivable days | 1.80 | 0.93 | 0.02 |
| Inventory Days | 0.00 | 0.00 | 0.00 |
| Payable days | 115.42 | 99.28 | 145.39 |
| Valuation Parameters | |||
| PER(x) | 4.25 | 12.17 | 25.64 |
| PCE(x) | 3.85 | 11.86 | 24.93 |
| Price/Book(x) | 0.35 | 1.94 | 3.30 |
| Yield(%) | 0.00 | 1.04 | 0.70 |
| EV/Net Sales(x) | 7.31 | 10.72 | 13.21 |
| EV/Core EBITDA(x) | 9.18 | 11.87 | 15.12 |
| EV/EBIT(x) | 9.27 | 11.93 | 15.20 |
| EV/CE(x) | 0.79 | 0.98 | 1.14 |
| M Cap / Sales | 0.32 | 1.89 | 3.93 |
| Growth Ratio | |||
| Net Sales Growth(%) | 10.45 | 39.91 | 0.00 |
| Core EBITDA Growth(%) | -2.61 | 44.56 | 0.00 |
| EBIT Growth(%) | -3.12 | 44.64 | 0.00 |
| PAT Growth(%) | -45.76 | 41.65 | 0.00 |
| EPS Growth(%) | -46.00 | 40.91 | 0.00 |
| Financial Stability Ratios | |||
| Total Debt/Equity(x) | 8.54 | 9.60 | 8.22 |
| Current Ratio(x) | 0.99 | 0.25 | 0.27 |
| Quick Ratio(x) | 1.08 | 0.28 | 0.29 |
| Interest Cover(x) | 1.14 | 1.34 | 1.35 |
| Total Debt/Mcap(x) | 24.68 | 4.96 | 2.49 |
