Company Profile

PNB HOUSING FINANCE LTD.

NSE : PNBHOUSINGBSE : 540173ISIN CODE : INE572E01012Industry : Finance - HousingHouse : PSU
BSE203.00-1.55 (-0.76 % )
PREV CLOSE (Rs.) 204.55
OPEN PRICE (Rs.) 209.80
BID PRICE (QTY) 0.00 (0 )
OFFER PRICE (QTY) 0.00 (0 )
VOLUME 39787
TODAY'S LOW / HIGH (Rs.)198.10 209.90
52 WK LOW / HIGH (Rs.)146 844
NSE203.25 -1.3 (-0.64 % )
PREV CLOSE(Rs.) 204.55
OPEN PRICE (Rs.) 206.40
BID PRICE (QTY) 203.25 (315 )
OFFER PRICE (QTY) 0.00 (0 )
VOLUME 536527
TODAY'S LOW / HIGH(Rs.) 198.00 209.65
52 WK LOW / HIGH (Rs.)145.65 844.7

Financial ratio

Particulars Mar  2019 Mar  2018
Operational & Financial Ratios    
   Earnings Per Share (Rs) 71.15 50.49
   CEPS(Rs) 73.02 51.94
   DPS(Rs) 9.00 9.00
   Book NAV/Share(Rs) 447.11 392.58
   Tax Rate(%) 31.30 31.87
Margin Ratios    
   Core EBITDA Margin(%) 90.23 87.36
   EBIT Margin(%) 89.87 86.93
   Pre Tax Margin(%) 22.59 22.49
   PAT Margin (%) 15.52 15.33
   Cash Profit Margin (%) 15.92 15.76
Performance Ratios    
   ROA(%) 1.61 1.33
   ROE(%) 16.99 12.86
   ROCE(%) 9.88 7.91
   Asset Turnover(x) 0.10 0.09
   Sales/Fixed Asset(x) 60.25 55.37
   Working Capital/Sales(x) 0.84 0.70
Efficiency Ratios    
   Fixed Capital/Sales(x) 0.02 0.02
   Receivable days 0.93 0.02
   Inventory Days 0.00 0.00
   Payable days 112.87 201.37
Valuation Parameters    
   PER(x) 12.17 25.64
   PCE(x) 11.86 24.93
   Price/Book(x) 1.94 3.30
   Yield(%) 1.04 0.70
   EV/Net Sales(x) 10.72 13.21
   EV/Core EBITDA(x) 11.87 15.12
   EV/EBIT(x) 11.93 15.20
   EV/CE(x) 0.98 1.14
   M Cap / Sales 1.89 3.93
Growth Ratio    
   Net Sales Growth(%) 39.91 0.00
   Core EBITDA Growth(%) 44.56 0.00
   EBIT Growth(%) 44.64 0.00
   PAT Growth(%) 41.65 0.00
   EPS Growth(%) 40.91 0.00
Financial Stability Ratios    
   Total Debt/Equity(x) 9.60 8.22
   Current Ratio(x) 1.12 1.14
   Quick Ratio(x) 1.12 1.14
   Interest Cover(x) 1.34 1.35
   Total Debt/Mcap(x) 4.96 2.49