Service Charges;
| Intermediary | Charge head | Service Charges* | Method of Deduction | |
| Point of Presence | Subscriber registration | Rs. 250/- | To be collected upfront | |
| Initial Contribution | 0.50% of contribution amount Minimum ₹ 30/- Maximum ₹ 25,000/- | |||
| Subsequent transactions | ||||
| Non-Financial transactions | Rs. 30 | |||
| Contribution through eNPS platform of NPS Trust | 0.20% of contribution, Min. Rs. 15 Max. Rs. 10,000/- (for NPS All Citizen and Tier-II accounts) | |||
| Processing of Withdrawal/exit | 0.125% of corpus Minimum Rs. 125 Maximum Rs.500 | |||
| Persistency Charges | ₹ 50 per annum for annual contribution ₹ 1000 to ₹ 2999 ₹ 75 per annum for annual contribution ₹3000 to ₹6000 ₹100 per annum for annual contributions above ₹6000 (only for NPS All Citizen) | Through Cancellation of units | ||
| Central Recordkeeping Agency | Account Opening charges (One Time)* | NSDL | KFintech | |
| Rs. 40 | Rs. 39.36 | |||
| Account Maintenance Charges (Per Annum) | Rs. 69 | Rs. 57.63 | ||
| Charge per transaction (Financial /Non-Financial) | Rs. 3.75 | Rs. 3.36 | ||
| Pension Fund | Investment Management Fee | 0.0467% - 0.09% | Adjustment in NAV of Scheme | |
| NPS Trust | Reimbursement of Expenses | 0.005 % p.a. of Assets Managed | ||
| Custodian | Asset Servicing charges | 0.0032% p.a. assets in custody | ||
* In case a subscriber opts not to have a physical PRAN Card or Welcome Kit, reduced account opening charges of CRA are applicable as under:
| CRA | Account opening with a Physical PRAN card (in Rs.) | Account opening with ePRAN card (in Rs.) | |
| Welcome kit sent in hardcopy | Welcome kit sent vide email only | ||
| NSDL eGov | 40.00 | 35.00 | 18.00 |
| Kfintech | 39.36 | 39.36 | 4.00 |
Tier-II transaction charges are the same as Tier-I.
** All charges are excluded GST amount.
