An Initial Public Offering (IPO) is the first sale of a company's stock to the public. Investing in an IPO can provide an opportunity to buy shares in a company before it is listed on a stock exchange, potentially at a lower price than its later market value. This can provide an opportunity for significant returns if the company performs well in the stock market.
NPS is a retirement saving scheme that offers not only the benefits of long-term saving but also the tax benefits under Section 80C of the Income Tax Act, up to a limit of Rs 1.5 lakhs per year. It is a smart and efficient way to plan for retirement and also to save on taxes.
A mutual fund is a type of investment vehicle that pools money from multiple investors to purchase securities, typically stocks, bonds, or a mix of both. The value of a mutual fund's holdings is known as its net asset value (NAV). Investors buy shares in the mutual fund, and the price per share is based on the NAV. The fund is managed by a professional money manager, who makes investment decisions on behalf of the fund's shareholders. Mutual funds offer investors the benefits of diversification and professional management, but they also come with fees and expenses that can eat into returns.
